Without a good fit, students are more likely to drop out or transfer, he said. ![]() Students need to find an environment and level of diversity that’s comfortable, Marken said, and they need a college that will prepare them for their chosen professions. Graduating in five or six years costs more, and students also can end up paying more costs out of pocket as they lose eligibility for state and federal aid, Marken said. “If you take 10 courses throughout those last three years of high school, it’s less than $1,000 for those 10 courses,” he said, noting that those courses are equivalent to one year of college.Īlthough some students do finish college early, those extra credits are more often helpful by ensuring that students, such as those who change majors or transfers, can still graduate in four years, he said. Through Utica University’s High School Bridge program, high school sophomores, juniors and seniors can take up to two UU classes, online or in person, each semester at $99 a class, said Jeffery Gates, senior vice president for student life and enrollment. Get an early start on accumulating college credits by taking advantage of programs like Advanced Placement classes, college classes offered to high school students, and BOCES associate degree programs. Here are some tools to help students and their families work through the process and save money while ensuring their financial, professional and personal goals are met. Kevin Marken, director of On Point for College in Utica, says there always is a way to save money and graduate with manageable debt, but it can be complicated. ![]() h “If those programs hadn’t existed,” Harvey said, “I don’t know if I would have been able to afford college.”Įven with financial aid, many college students graduate with tens of thousands of dollars in debt. h And when he started his freshman year at Fulton-Montgomery Community College in 2017 and couldn’t afford a bus ticket, On Point volunteers drove him to his classes until he saved up enough money to buy a car. ![]() h They provided Harvey, a 22-year-old senior majoring in communications at SUNY Polytechnic Institute in Marcy, with the knowledge and help he needed to put together a plan that made college doable. h He got expert help at a young age from programs like nonprofit On Point for College in Utica, the federal GEAR UP program and the state’s Educational Opportunity Program. Giovanni Harvey grew up with a single mother but never worried about affording college. Amy Neff Roth Utica Observer-Dispatch | USA TODAY NETWORK
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